Coverage after an Oregon rideshare crash depends on exactly what the driver was doing.
Coverage Tiers
Whether the app was off, on and waiting, or actively carrying a passenger determines which insurance applies. During trips, large commercial liability coverage typically applies, while the waiting period carries lower limits.
Who's Covered
Passengers, other drivers, pedestrians, and cyclists injured by a rideshare vehicle may all have claims. Your own PIP and UM/UIM coverage can also come into play.
Sorting It Out
Multiple insurers and the rideshare company's policies make these claims complex. Documenting the trip status and preserving app records helps establish the right coverage.
Have questions about your own situation? Get a free, confidential case review — you pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Oregon attorney.